Pension Planner

Available for employees and executives our pension planner organizes sizable nest egg

Pension Planner is the retirement plan that you and your employees deserve

A modern National Pension Scheme (NPS) platform built with small businesses in mind. Launch it on-the-go, while we do the heavy lifting behind enrollment and accounts maintenance.

Features

Why NPS?

Retirement benefits are ranked as the third most important factor in driving employee loyalty for small businesses. Employer NPS plan is a deciding factor when employees make key career moves.

Common Misconceptions

Wrong assumption that NPS is complicated and time consuming exist, which is why employee participation is low.

End to End Management

Manages pension scheme in totality, from pension account to monthly subscription and employees NPS A/C management right on their mobile phones.

3-In-1 Benefit

Unlike traditional pension products, NPS helps in multiple ways to save for retirement, defer taxes and earn market returns on par or better than mutual funds.

Significant Tax Benefits

Employees at all levels (Especially senior management) can save additionally up to 10% of their Annual Basic salary without any monetary limit (Sec 80 CCD) apart from their regular 80C savings.

Market Returns @ fraction of cost

NPS contributions are managed by professional funds managers under the approval of Pension Fund Regulators delivering returns better than Mutual Funds, given the fact that the Cost of Investment through NPS is a fraction of MF investments.

FAQ

Hear from
Our Clients

Change Management and Platform Power

Hesitant in the beginning about the change to an AI-driven platform to manage our finances, it turned out to be one of the smartest moves. With Ncash, now we have a complete handle on our finances which fuels many of our business decisions.

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Sunandha

Managing Partner, Growing Young

Digital adoption platform - De'tax

Tax planning is an integral component of an employee’s financial life. Flexible benefits are a great way to design a tax friendly salary structure. But the administrative nightmare forces the corporates to opt out of flexible benefits. De’tax solutions is the panacea which simplifies benefits and expense management through a self-paced digital adoption platform which will go a long way in employee engagement. The solution stands-apart in its holistic approach towards financial wellness. Moreover, it is simple, cost-effective and easy to adopt!

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Prabhu Govindan

CEO, KSPN

True employee financial wellness

De'Tax is a full-fledged Employee Financial wellness program that rewards them for engaging in healthy habits around money. They are in full control of their Allowance management, Claims management and Tax savings. At SightSpectrum, we are very happy that we could bring Employee Financial Wellness to the wallet of all our employees.

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Vinod Kumar

CEO, SIGHTSPECTRUM

True stress relief for my employees

Financial stress is a clear and present malady. If survey results are to be believed, more than half of the workforce report financial stress. A successful Employee Financial Wellness program is more than just providing education, this is where De’tax Solution is unique, it helps employees taking appropriate actions that lead to financial success. We are very happy with De'tax employee wellness solution and our employees are loving it.

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Brahma Chauhan

CEO, Rocket Flyer

Intuitive way for talent retention

I believe De’tax solutions can go a long way in attracting and retaining talent at corporates. The digital adoption platform redefines the way financial wellness is approached through its cognitive, Choice based approach. I am sure it will help the corporates to better engage the working professionals and adds to positive business outcomes.

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Sriram Rajagopal

Founder - Director, Diamondpick

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